The Influence of Financial Literacy, Lifestyle and Social Environment on Student Financial Behavior

The Influence of Financial Literacy, Lifestyle and Social Environment on Student Financial Behavior

Authors

  • Suyanto Universitas Sarjanawiyata Tamansiswa
  • Yohanes Maria Vianey Kenale Sada Universitas Sarjanawiyata Tamansiswa

DOI:

https://doi.org/10.55587/jla.v2i2.35

Keywords:

Keyword: Financial Literacy, Lifestyle, Social Environment, Student Financial Behavior

Abstract

Purpose: This study aims to determine whether the influence of financial literacy, lifestyle and social environment. This study examines whether the influence of financial literacy, lifestyle and social environment on the financial behavior of students.

Method: The population in this study were active undergraduate students who were studying at the Faculty of Economics, Universitas Sarjanawiyata Tamansiswa Yogyakarta. The sample in this study were students of the accounting and management study program who were studying at the Faculty of Economics, Universitas Sarjanawiyata Tamansiswa Yogyakarta. The sample obtained was 108 respondents with the snowball sampling method. This data was analyzed using multiple linear analysis with the help of IBM SPSS.

Finding: The results of the study prove that financial literacy have a positive effect on financial behavior, lifestyle have a positive effect on financial behavior, and the social environment have a positive effect on financial behavior.

Keyword: Financial Literacy, Lifestyle, Social Environment, Student Financial Behavior

References

Chen, H., & Volpe, R. (2002). Gender Differences in Personal Financial Literacy among College Students. Financial Services Review, 11(3), 289.

Kasali, R. (1998). Membidik Pasar Indonesia: Segmentasu, Targeting dan Positioning. PT. Gramedia Pustaka Utama.

Nababan, D., & Sadalia, Is. (2013). Analisis Personal Financial Literacy dan Financial Behavior Mahasiswa Strata I Fakultas Ekonomi Universitas Sumatera Utara. Jurnal Media Informasi Manajemen, 1(1), 1–16.

Purwanto. (2007). Instrumen Penelitian Sosial dan Pendidikan : Pengembangan dan Pemanfaatan (B. Santoso (ed.); cet. 1). Pustaka Pelajar.

Putri, T. V., & Iriani, S. S. (2020). Pengaruh Gaya Hidup Konsumtif dan Promosi Penjualan Terhadap Pembelian Impulsif Makanan Kekinian Mahasiswa Urban Surabaya. Jurnal Ilmu Manajemen, 8(4), 1417. https://doi.org/10.26740/jim.v8n4.p1417-1428

Sobaya, S., Hidayanto, M. F., & Safitri, J. (2016). Pengaruh Literasi Keuangan dan Lingkungan Sosial Terhadap Perencanaan Keuangan Pegawai di Universitas Islam indonesia Yogyakarta. MADANIA, 20(1), 115–128.

SUYANTO, S., SETIAWAN, D., & ... (2021). The Impact of Financial Socialization and Financial Literacy on Financial Behaviors: An Empirical Study in Indonesia. The Journal of Asian …, 8(7), 169–180. https://doi.org/10.13106/jafeb.2021.vol8.no7.0169

Wahyuni, R., Irfani, H., Syahrina, I. A., & Mariana, R. (2019). Terhadap Perilaku Konsumtif Berbelanja Online Pada Ibu Rumah Tangga di Kecamatan Lubuk Begalung Kota Padang. Jurnal Benefita, 4(3), 548–559.

Chen, H., & Volpe, R. (2002). Gender Differences in Personal Financial Literacy among College Students. Financial Services Review, 11(3), 289.

Kasali, R. (1998). Membidik Pasar Indonesia: Segmentasu, Targeting dan Positioning. PT. Gramedia Pustaka Utama.

Nababan, D., & Sadalia, Is. (2013). Analisis Personal Financial Literacy dan Financial Behavior Mahasiswa Strata I Fakultas Ekonomi Universitas Sumatera Utara. Jurnal Media Informasi Manajemen, 1(1), 1–16.

Purwanto. (2007). Instrumen Penelitian Sosial dan Pendidikan : Pengembangan dan Pemanfaatan (B. Santoso (ed.); cet. 1). Pustaka Pelajar.

Putri, T. V., & Iriani, S. S. (2020). Pengaruh Gaya Hidup Konsumtif dan Promosi Penjualan Terhadap Pembelian Impulsif Makanan Kekinian Mahasiswa Urban Surabaya. Jurnal Ilmu Manajemen, 8(4), 1417. https://doi.org/10.26740/jim.v8n4.p1417-1428

Sobaya, S., Hidayanto, M. F., & Safitri, J. (2016). Pengaruh Literasi Keuangan dan Lingkungan Sosial Terhadap Perencanaan Keuangan Pegawai di Universitas Islam indonesia Yogyakarta. MADANIA, 20(1), 115–128.

SUYANTO, S., SETIAWAN, D., & ... (2021). The Impact of Financial Socialization and Financial Literacy on Financial Behaviors: An Empirical Study in Indonesia. The Journal of Asian …, 8(7), 169–180. https://doi.org/10.13106/jafeb.2021.vol8.no7.0169

Wahyuni, R., Irfani, H., Syahrina, I. A., & Mariana, R. (2019). Terhadap Perilaku Konsumtif Berbelanja Online Pada Ibu Rumah Tangga di Kecamatan Lubuk Begalung Kota Padang. Jurnal Benefita, 4(3), 548–559.

Published

25-05-2022

How to Cite

Suyanto, & Kenale Sada, Y. M. V. (2022). The Influence of Financial Literacy, Lifestyle and Social Environment on Student Financial Behavior: The Influence of Financial Literacy, Lifestyle and Social Environment on Student Financial Behavior. Jurnal Literasi Akuntansi, 2(2), 86–99. https://doi.org/10.55587/jla.v2i2.35

Issue

Section

Artikel