The Influence of Financial Literacy, Lifestyle and Social Environment on Student Financial Behavior
The Influence of Financial Literacy, Lifestyle and Social Environment on Student Financial Behavior
DOI:
https://doi.org/10.55587/jla.v2i2.35Keywords:
Keyword: Financial Literacy, Lifestyle, Social Environment, Student Financial BehaviorAbstract
Purpose: This study aims to determine whether the influence of financial literacy, lifestyle and social environment. This study examines whether the influence of financial literacy, lifestyle and social environment on the financial behavior of students.
Method: The population in this study were active undergraduate students who were studying at the Faculty of Economics, Universitas Sarjanawiyata Tamansiswa Yogyakarta. The sample in this study were students of the accounting and management study program who were studying at the Faculty of Economics, Universitas Sarjanawiyata Tamansiswa Yogyakarta. The sample obtained was 108 respondents with the snowball sampling method. This data was analyzed using multiple linear analysis with the help of IBM SPSS.
Finding: The results of the study prove that financial literacy have a positive effect on financial behavior, lifestyle have a positive effect on financial behavior, and the social environment have a positive effect on financial behavior.
Keyword: Financial Literacy, Lifestyle, Social Environment, Student Financial Behavior
References
Chen, H., & Volpe, R. (2002). Gender Differences in Personal Financial Literacy among College Students. Financial Services Review, 11(3), 289.
Kasali, R. (1998). Membidik Pasar Indonesia: Segmentasu, Targeting dan Positioning. PT. Gramedia Pustaka Utama.
Nababan, D., & Sadalia, Is. (2013). Analisis Personal Financial Literacy dan Financial Behavior Mahasiswa Strata I Fakultas Ekonomi Universitas Sumatera Utara. Jurnal Media Informasi Manajemen, 1(1), 1–16.
Purwanto. (2007). Instrumen Penelitian Sosial dan Pendidikan : Pengembangan dan Pemanfaatan (B. Santoso (ed.); cet. 1). Pustaka Pelajar.
Putri, T. V., & Iriani, S. S. (2020). Pengaruh Gaya Hidup Konsumtif dan Promosi Penjualan Terhadap Pembelian Impulsif Makanan Kekinian Mahasiswa Urban Surabaya. Jurnal Ilmu Manajemen, 8(4), 1417. https://doi.org/10.26740/jim.v8n4.p1417-1428
Sobaya, S., Hidayanto, M. F., & Safitri, J. (2016). Pengaruh Literasi Keuangan dan Lingkungan Sosial Terhadap Perencanaan Keuangan Pegawai di Universitas Islam indonesia Yogyakarta. MADANIA, 20(1), 115–128.
SUYANTO, S., SETIAWAN, D., & ... (2021). The Impact of Financial Socialization and Financial Literacy on Financial Behaviors: An Empirical Study in Indonesia. The Journal of Asian …, 8(7), 169–180. https://doi.org/10.13106/jafeb.2021.vol8.no7.0169
Wahyuni, R., Irfani, H., Syahrina, I. A., & Mariana, R. (2019). Terhadap Perilaku Konsumtif Berbelanja Online Pada Ibu Rumah Tangga di Kecamatan Lubuk Begalung Kota Padang. Jurnal Benefita, 4(3), 548–559.
Chen, H., & Volpe, R. (2002). Gender Differences in Personal Financial Literacy among College Students. Financial Services Review, 11(3), 289.
Kasali, R. (1998). Membidik Pasar Indonesia: Segmentasu, Targeting dan Positioning. PT. Gramedia Pustaka Utama.
Nababan, D., & Sadalia, Is. (2013). Analisis Personal Financial Literacy dan Financial Behavior Mahasiswa Strata I Fakultas Ekonomi Universitas Sumatera Utara. Jurnal Media Informasi Manajemen, 1(1), 1–16.
Purwanto. (2007). Instrumen Penelitian Sosial dan Pendidikan : Pengembangan dan Pemanfaatan (B. Santoso (ed.); cet. 1). Pustaka Pelajar.
Putri, T. V., & Iriani, S. S. (2020). Pengaruh Gaya Hidup Konsumtif dan Promosi Penjualan Terhadap Pembelian Impulsif Makanan Kekinian Mahasiswa Urban Surabaya. Jurnal Ilmu Manajemen, 8(4), 1417. https://doi.org/10.26740/jim.v8n4.p1417-1428
Sobaya, S., Hidayanto, M. F., & Safitri, J. (2016). Pengaruh Literasi Keuangan dan Lingkungan Sosial Terhadap Perencanaan Keuangan Pegawai di Universitas Islam indonesia Yogyakarta. MADANIA, 20(1), 115–128.
SUYANTO, S., SETIAWAN, D., & ... (2021). The Impact of Financial Socialization and Financial Literacy on Financial Behaviors: An Empirical Study in Indonesia. The Journal of Asian …, 8(7), 169–180. https://doi.org/10.13106/jafeb.2021.vol8.no7.0169
Wahyuni, R., Irfani, H., Syahrina, I. A., & Mariana, R. (2019). Terhadap Perilaku Konsumtif Berbelanja Online Pada Ibu Rumah Tangga di Kecamatan Lubuk Begalung Kota Padang. Jurnal Benefita, 4(3), 548–559.
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2022 Jurnal Literasi Akuntansi

This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.









